All rates shown are based on a 30 day rate lock period and are subject to change without notice. Your rate and term may vary. Displayed rates based on loan amount of $400,000 , loan to value not to exceed 80%, and a minimum fico credit score of 780. Rates are subject to change with market conditions. Subject to underwriting approval. Not all applicants will be approved. Full documentation & property insurance required. Loan secured by a lien against your property. Consolidating or refinancing debts may increase the time and/or the finance charges/total loan amount needed to repay your debt. Terms, conditions & restrictions apply. Capital Funding Mortgage is a licensed Mortgage Broker, and arranges loans and rate locks through the third party Wholesale Lenders we use. All mortgage committments and rate locks are issued directly by the third party lenders, and not by Capital Funding Mortgage.